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ABA insurance and Medicaid coverage in Virginia

Last researched October 21, 2026

Who pays for ABA in Virginia, and what a practice has to do to bill them. Coverage details here come from statutes and agency pages we read, not from payer marketing.

Autism insurance mandate

Medium confidence: reputable secondary source
State mandate for autism coverage

Yes, the research found a state autism coverage law.

Statute

Va. Code 38.2-3418.17

Age limits

As of 2026-10-21: coverage required for individuals of any age from and after January 1, 2020 (earlier phases covered ages 2-6 and 2-10). Subsection G separately applies the mandate to individual and small-group policies beginning January 1, 2021, with specified issuance, renewal and modification triggers; the exact trigger details were not reproduced here.

Annual cap

ABA coverage subject to an annual maximum benefit of $35,000 unless the insurer elects a greater amount; coverage is not subject to any visit limits under the section.

Excludes self-funded employer plans

We could not verify this yet - check with your state insurance department.

Notes

ABA must be provided or supervised by a BCBA who is also licensed by the Board of Medicine; prescribing practitioner must be independent of the provider. The statute excludes short-term travel, accident-only, limited or specified-disease policies, and short-term nonrenewable policies lasting no more than six months. It also excludes policies/contracts designed for Medicare-eligible persons or similar state/federal governmental coverage. Self-funded plan treatment is not resolved by this section alone; it does not establish a blanket exclusion.

Sources (1)

Medicaid ABA coverage

Medium confidence: reputable secondary source
Medicaid covers ABA

Yes, per the sources below.

Program

Virginia Medicaid ABA under the Mental Health Services Manual (Appendix D); Cardinal Care managed care

Agency

Virginia Department of Medical Assistance Services (DMAS)

Sources (7)

Payers named in our research

Names come from the research behind this page. Appearing here does not mean a payer is accepting new providers or that networks are open. Always confirm directly with the payer.

Medicaid managed care plans

  • Aetna Better Health of Virginia - Listed in DMAS Cardinal Care managed care contact list.
  • Anthem HealthKeepers Plus - Listed in DMAS Cardinal Care managed care contact list.
  • Humana Healthy Horizons in Virginia - Listed in DMAS contact list.
  • Sentara Community Plan - Listed in DMAS contact list.
  • UnitedHealthcare - Listed in DMAS contact list.

How to enroll

  1. Start at the state Medicaid provider enrollment page: https://vamedicaid.dmas.virginia.gov/.
  2. Ask each commercial payer you want to bill for its credentialing application and timeline. We have not verified payer timelines.
  3. Confirm which staff types the payer reimburses, including whether technicians must hold the RBT credential. See BT vs RBT in Virginia.

Related guides for Virginia

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